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neo-banking-solution-provider

We Build Next Gen Neo Banking Solutions

Forget legacy systems, Build modern ones. Our industry-leading neo-banking solutions provide seamless APIs for account management, investments, and a wealth of other features.

neo-banking-solution-provider
Neo Banking Solutions

Neo banking solutions ditch physical branches for mobile-first banking. It lets you open accounts, manage money, send payments, and even invest from your phone. We provide the tools (APIs) to build these digital banks, offering features like account creation, investment options, and issuing debit cards.

Our Neo Banking Services

Our Neo Banking Services offer a mobile-centric platform with powerful tools for managing your finances, from everyday transactions to investments.

Payment Gateway

Facilitate secure online payments for businesses and consumers, supporting various payment methods and ensuring seamless transactions with strong fraud protection.

Payroll System

Automate payroll calculations, tax deductions, and employee payments, ensuring compliance with regulations while reducing administrative overhead and improving payroll accuracy.

UPI Autopay

Enable recurring payments through UPI, automating subscription renewals and bill payments for convenience and ensuring timely transactions without manual intervention.

Cash Management

Optimize cash flow with tools for liquidity monitoring, and fund allocation, and enabling proactive decision-making to maximize operational efficiency.

Bank Account Management

Efficiently manage deposits, withdrawals, and transfers through a user-friendly platform, offering real-time balance updates and transaction histories for enhanced financial control.

Reward Management

Implement and manage customer loyalty programs with customizable rewards and analytics, fostering customer engagement and retention through targeted incentives.

Virtual Cards

Generate virtual cards for secure online transactions, offering flexibility and control over spending limits and usage restrictions, safeguarding against fraud and unauthorized transactions.

Invoice Management

Simplify billing processes from invoice generation to payment tracking, providing automated reminders and integration with accounting systems for improved cash flow management.

Accounting Automation

Utilize financial reporting, reconciliation, and compliance tasks with automated tools that integrate seamlessly with existing accounting software, improving efficiency and data accuracy.

Revenue Streams of Neo Banking Solutions

Neo banks, the digital-first financial institutions, offer several creative methods to generate revenue.

01
Interchange Fees

These are transaction fees paid by merchants whenever a customer uses their neo bank debit or credit card. It's a common revenue stream, though its reliance is decreasing.

02
Subscription Services

Neo banks can offer tiered account structures. Basic accounts might be free, while premium accounts with advanced features or higher spending/withdrawal limits come with a monthly subscription fee.

03
Interest Income

Neo banks can earn interest on the customer deposits they hold. This works similarly to traditional banks.

04
Lending Services

By offering loans (personal, business, etc.), neo-banks can earn interest on the borrowed amount.

05
Partnerships and Referral Programs

Neo banks can partner with other financial institutions or businesses to offer complementary products or services. They might earn referral fees for bringing in new customers.

06
API Access and White-Label Solutions

Neo banks can provide their technology infrastructure (APIs) or even create customized banking solutions (white-labeling) for other businesses, generating revenue through these services.

Benefits of Neo Banking Solutions

While Traditional banking still needs to be reconstructed, neo-banking offers advanced benefits to both users and business owners.

Real-time-Insights

Real-time Insights

Instant access to transaction details and financial analytics, providing decision-making and proactive financial management.

Online-Bill-Pay-Service

Online Bill Pay Service

Smooth bill payments from anywhere, ensuring timely settlements and eliminating the hassle of manual processing.

Complete-Digital-Transfer

Complete Digital Transfer

Seamless digital transactions for deposits, withdrawals, and transfers, offering speed, convenience, and transparency.

Fund-Transfer

Fund Transfer

Quick and secure transfer of funds between accounts or to external parties, facilitated through intuitive digital platforms.

Easy-Account-Activation

Easy Account Activation

Swift and hassle-free account setup, with minimal documentation and straightforward verification processes.

Convenience-Security

Convenience & Security

Access banking services anytime, anywhere, with top security measures including encryption and multi-factor authentication for safe transactions.

Our Banking Solutions

With advanced technologies, we provide industry-leading banking solutions that is safe and secured via our military-grade protocols.

Digital-Banking-Platforms
Digital Banking Platforms

We build advanced digital banking platforms that enhance user experience on mobile and online platforms. Our solutions make mobile banking, online payments, and digital interfaces perfect.

Open-Banking-Integration
Open Banking Integration

We specialize in integrating APIs for secure data sharing and collaboration. Our solutions enable financial institutions to utilize open banking for personalized services and new revenue opportunities.

AI-Powered-Financial-Insights
AI-Powered Financial Insights

Using AI, we deliver real-time analytics for personalized customer engagement. Our solutions improve risk management, optimize operations, and enhance customer relationships through insights.

Blockchain-Solutions
Blockchain Solutions

We offer creative blockchain solutions for secure and transparent financial transactions that ensure cross-border payments and smart contract functionalities to reduce costs and enhance security.

Why Choose Us For Neo Banking Solutions

Choosing Clarisco Solutions for neo-banking solutions means partnering with a leader in the fintech industry committed to revolutionizing your financial experience. Our comprehensive platform blends cutting-edge technology with deep financial expertise to offer a seamless, secure, and user-friendly banking experience. We prioritize your financial health by providing top-rated tools for better money management, improved security measures to protect your data, and customer-centric services.

Innovative Technologies

Cutting-edge Security

User-Centric Design

Personalized Services

24/7 Support

Frequently Asked Questions

Neo-banking solutions refer to digital-only banking services that operate without traditional brick-and-mortar branches.

Clarisco Solutions stands out as a leading provider of neo-banking solutions, known for our cutting-edge, secure, and highly customizable platform.

In banking, "neo" signifies "new" or "modern." Neo-banking represents a new approach to banking that uses digital technology to provide banking services online without the need for traditional physical branches.

Yes, Neo-banks in India operate under the regulatory framework set by the Reserve Bank of India (RBI).

Neo banking is safe, using advanced encryption, multi-factor authentication, and other security measures to protect your financial data and transactions.

We'd Love To Hear From You!

Know your requirement, our technical expert will schedule a call and discuss your idea in detail. All information will be kept confidential.

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